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Type 2 Diabetes on a Budget

Governmental and Nonprofit Programs

There are three main types of assistance that can help with the cost of prescription medications:
 
  • Prescription-assistance programs
  • Your state's Medicaid office, which may have details on prescription assistance and discount programs
  • If you participate in Medicare Part D and require financial help, you may qualify for a federal benefit program called Extra Help.
 
There are also some nonprofit organizations that may be able to help with prescription costs, co-pays, and premiums. Some of these companies include:
 
  • NeedyMeds: This organization helps those with and without insurance to locate patient-assistance programs, free/low-cost clinics, and state programs. It also offers a free discount drug card.
  • RxAssist: This organization helps you find information about free and low-cost medication programs.
 
  • RxHope: This company offers program descriptions and applications for prescription assistance for specific medications.
 
  • Partnership for Prescription Assistance: This organization helps qualified people get the medicine they need for practically free. This company offers access to more than 475 public and private programs, including around 200 pharmaceutical company programs.
 
A number of pharmaceutical companies offer need-based medication assistance programs to low-income individuals and families. In most cases, these programs require a doctor's consent, proof of your financial status, and proof that you don't have a prescription drug benefit through health insurance.
 
If your healthcare provider recommends a certain type of type 2 diabetes medication, you can contact the pharmaceutical company that makes the drug to get specific eligibility requirements and application information.
 
Many manufacturers of brand-name drugs offer discount programs on their medications from time to time. Check the manufacturer's Web site for discount cards and coupons, many of which are designed to work along with insurance. Be aware that most of these programs won't work for people with any sort of federally funded prescription assistance such as Medicare.
 
If you are having problems affording your medications, talk to your healthcare provider. He or she may be able to help you find a way to afford your medication or may be able to switch you to a less expensive product.
 
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